Some areas qualify for this loan - it is 100% loan with no money down and no mortgage insurance. Minimum credit score of 620. Check this website to see if the home are are thinking about is eligible
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
USDA turnaround time is now down to about 10 days, that means it usually takes about 4-6 weeks to close. Rate at this time is 4.625%
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